Employer-Sponsored Plans

The Certified Difference!®


Certified Advisory Corp

An SEC Registered Investment Advisor

Certified Benefits Corp

A Third Party Administrator/Recordkeeper

delivers…

  • Co-Fiduciary Responsibility
  • Fee Only Services
  • 100% Revenue Sharing
  • Full Disclosure
  • Thousands of NO Load Funds*
  • Advanced Investment Selection

delivers…

  • Morningstar® as fiduciary to plan participants
  • Daily Valuation
  • Open Architecture
  • Custom Plan Design
  • Customized Enrollment Kits & Statements
  • Customized Plan Sponsor Website

This unique combination of an SEC Registered Investment Advisor* and a state-of-the-art Third Party Administrator and Recordkeeper creates The Certified Difference!®

We design and manage retirement plans for corporations, not-for-profits, and government entities. We offer a distinctive combination of an SEC Registered Investment Advisor and a state-of-the-art Third Party Administrator/Recordkeeper which creates The Certified Difference!®.

Through its affiliates, Certified Financial Group mitigates the two major liability issues facing employers today. These issues are claims arising from Section 404(a) and 404(c) regarding plan expenses and employee education.

WE PUT IT IN WRITING! That is The Certified Difference!®.

There are two major risks that employers have when providing 401k programs to their employees:

  • The first is the exposure from future claims by participants (or their families) that their 401(k) was not managed properly.
  • The second is the exposure from future claims by participants that they were not given adequate investment advice.

Acting as a co-fiduciary under ERISA, Certified Advisory Corp, an SEC Registered Investment Advisor, mitigates employer liability against 404(a) claims by plan participants. WE PUT IT IN WRITING!

As a provider of investment advice, Morningstar® Associates, acts as a fiduciary to plan participants. Through its affiliation with Certified Benefits Corp, a Third Party Administrator and Recordkeeper, Morningstar® Associates supports 404(c) compliance by offering employees in-depth education regarding their investment alternatives. WE PUT IT IN WRITING!

Once again, this unique combination of an SEC Registered Investment Advisor* and a state-of-the-art Third Party Administrator and Recordkeeper creates The Certified Difference!®. For more information, visit us at The Certified Difference. You can also contact us by clicking here.

Assets Custodied with

Fidelity

Fidiciary Compliance by

Morningstar

*Clearing and custody services provided by Fidelity Brokerage Services LLC. Member NYSE/SIPC