This Week's Must Read

A few years ago I attended the 100th birthday party for a family friend. Following a round of toasts and tributes, this never-married, lap-swimming centenarian treated her admirers to a rousing song-and-dance rendition of “Yankee Doodle Dandy.” And she wasn’t alone on the dais: Her older sister, a former member of the Women’s Army Corps, joined her.

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Your 30s are a big decade, often filled with significant life changes, from marriage to parenthood to career moves. To make sure you make it into the next decade with your finances intact, consider taking these 11 steps before you celebrate four decades on the planet.

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We live in ridiculously convenient times. Think about it: Whenever you need any kind of information, about anything, day or night, no matter where you are, you can just tap your finger on your smartphone and within seconds an answer will appear, as if by magic, on the screen.

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How much you are eligible to save in tax-advantaged retirement accounts each year depends on a host of factors including where you work, how much you make, your marital status, your filing status, how much your spouse makes, where he or she works and if you are self-employed.

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