The following privacy statement is issued by Certified Financial Group, Inc. (“CFG”), Certified Advisory Corp (“CAC”), Certified Benefits Corp (“CBC”), and Certified Insurance Corp (“CIC”). Hereinafter referred to as “The Companies”.
Information about you is collected for purposes of administering your account or accounts with us. Information about you is collected for specific business purposes and not for resale or transfer to third parties. The information collected, the source of the information and the purpose it is used for are explained below. If you close your account or it becomes inactive, The Companies will adhere to the privacy policies and practices described in this notice.
Nonpublic personal information is collected and retained by The Companies for purposes of administering your account. It is not furnished to third parties for any purpose other than to administer the account. The information collected can be summarized as follows:
Account Establishment Information. This information is furnished by you on forms creating your account with The Companies. Examples are your name and address, Social Security number and beneficiary designations (if applicable).
Account Transaction Information. This includes information obtained from you and the various entities that comprise the assets in your account. It includes correspondence and phone contacts with us concerning the account, account assets and our services. If the account was transferred from another financial institution, it may contain records from that institution.
Nonpublic Information that is Disclosed
All information in your account may be disclosed to any person or entity you have authorized pursuant to your account establishment documents. In addition, information may be disclosed to affiliated or non-affiliated third parties to further your goals in establishing an account with The Companies. Categories of information that are disclosed are as follows:
Identifying Information. Examples of this information include your name, address and Social Security or tax identification number.
Transaction Information. Examples include your directives to purchase or sell an asset in your account and the receipt of income to the account or distributions from the account.
Parties To Whom The Companies May Disclose Nonpublic Information
CFG may disclose both identification and transaction information to third parties for the following reasons:
Financial Services Providers. Examples are brokers, transfer agents, mutual fund companies or other representatives of the seller or purchaser of the asset or a firm that provides valuations for securities.
Non-financial Companies. Examples are companies that mail reports and prospectuses to you, statement printers and tax form providers. CFG does not disclose nonpublic personal information about our clients to any party except as permitted by law; however, clients understand that CAC Investment Advisory Representatives are independent contractors. In opening accounts, Investment Advisory Representatives have access to your nonpublic personal information, e.g., social security number, driver’s license number, address, etc. If the Investment Advisory Representative leaves the firm, the firm’s policy is to maintain the confidentiality of your nonpublic personal information. If you choose to opt-out of this policy, you must notify the firm’s Chief Compliance Officer in writing.
How The Companies Protect the Confidentiality of Your Nonpublic Personal Information
The Companies value the trust you place in them. To maintain that trust, safeguards are in place to protect the privacy of your nonpublic personal information. Your information is not sold or traded to other companies. When information is provided to third party providers to service the account, safeguards are in place to make certain that the information is used only for the purpose it is provided.
Internally, The Companies maintain records on secured computers. Prospective employees are screened for criminal convictions and drug use. Once hired, employees are advised of The Companies privacy policies and of the confidential nature of the information they handle. Employees are limited to accessing only that customer information that is necessary to perform their job functions.
The Companies consider privacy a fundamental right of clients and take seriously the obligation to safeguard client information. Although electronic mail (e-mail) may not be as secure as other forms of communication, unless otherwise stipulated via written instructions from the client, The Companies will utilize e-mail as a form of communication with the client. All notices and other communications shall be deemed duly provided if sent via e-mail to the client’s e-mail address currently on file. The client is reminded to update The Companies regarding changes to this information.
For questions concerning this policy, please contact us by calling 407-869-9800 or writing to: Privacy Management, c/o Certified Financial Group, Inc., 1111 Douglas Avenue, Altamonte Springs, FL 32714.