CFG Planner Blog

The HSA: The Best Retirement Account That Isn’t Called One

Here’s the thing about Health Savings Accounts. Most people who have one treat it like a debit card for the…

1 day ago

How to Prepare for Unexpected Expenses: Your Financial Safety Net for Health Emergencies

The median amount Americans have saved for emergencies is just $500. A single hospital day runs approximately $3,025. And medical…

1 week ago

Traditional vs. Roth: Picking Which Tax Bill You’d Rather Pay

We hear it all the time: traditional or Roth? We've watched clients wrestle with this for years. The difference between…

2 weeks ago

Your Essential Charitable Planning Checklist Before Year-End 2026

Roughly 30% of all charitable giving happens in December, with 10% of it arriving in the final three days of…

3 weeks ago

How to Create a Lifetime Care Plan for Your Special Needs Family Member

As a parent, you know that your child will likely outlive you by 20 to 30 years. For parents of…

4 weeks ago

Market Fluctuation 401k: What Every Retiree Needs to Know in 2026

Market fluctuation and 401k accounts: that combination right there is enough to make people want to move everything to cash…

1 month ago

How Much Should You Have in an Emergency Fund? A Financial Safety Net in Real Dollars

I've had probably eight or nine people ask me some version of the same question over the last couple of…

1 month ago

How to Overcome Financial Stress When Everything Feels Uncertain

Market downturns, election cycles, housing crises, headlines that make you want to turn off the TV. No matter how many…

2 months ago

The Truth About Social Security Strategies That Could Cost You Thousands

Most of what people believe about Social Security isn't really strategy. It's habit. The most common habit? Claiming at 62…

2 months ago

What Is Risk Tolerance and Why It Matters Before You Invest

Risk tolerance is one of those phrases that gets thrown around a lot in financial conversations, but what it actually…

2 months ago

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