College Saving Options
College costs For the 2017/2018 college year, the average annual cost of attendance (known as the COA) at a four-year public college for in-state students is $25,290, the average cost …
Financial Journey
Mortgage Basics
What is a mortgage? Since most people finance their home purchases, buying a home usually involves getting a mortgage. A mortgage is an interest in property created by a written …
Alternative Ways to Fund Your Down Payment
How much money will you need for a down payment? It used to be that most lenders would require a down payment equal to at least 20 percent of a …
Investing for Major Financial Goals
Go out into your yard and dig a big hole. Every month, throw $50 into it, but don’t take any money out until you’re ready to buy a house, send …
All About Credit Scores
It’s difficult to imagine functioning in today’s world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy …
Repaying Student Loans
What is it? When you take out a loan to pay for college or graduate school, you must repay that loan at some future date. If you find yourself in …
Credit Cards
The miracle of plastic It’s so convenient. Pull out a plastic card and you can purchase a designer suit at that new boutique, dinner at your favorite restaurant, groceries at …
Debt Management
What is debt management? As a modern consumer, you need credit. When you were growing up, you may have heard your parents or grandparents say, “If you can’t pay for …
Borrowing Options: Benefits and Dangers of Borrowing
What are the benefits of borrowing money? Successful borrowing can help you create a positive credit history Succesfully borrowing and paying off your loans as agreed can help you establish …
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Establishing a Budget
Do you ever wonder where your money goes each month? Does it seem like you’re never able to get ahead? If so, you may want to establish a budget to …
