Determine how much you need to save
If you love to make a good list, this will be your favorite part. Grab a piece of paper or pull up a blank screen, and jot down all your expenses associated with a retirement vision. “Common expenses include housing, food, utility, and healthcare costs,” offered Mary Ryan, a financial planner with Vanguard Personal Advisor Services. This will help determine the general target of how much you’ll need to meet those expenditures.
