Our Philosophy

One of the core truths we share and live by is that the advisor’s value proposition centers around behavioral modification – that the propensities of human nature (euphoria at the wrong time and especially panic at the wrong time) – require an intervening advisor. We believe that avoidance of the big financial mistakes is not merely a core part of a value proposition but is worth multiples of the fee that a client pays for it. While we seek to add value in a lot of elements of the relationship and take a lot of pride in our planning services, stewardship of the entire wealth management process, and various other advisory solutions we provide on a daily basis, we will always place behavioral modification at the top of the value chain. We find market timing to be the promise of a fool, best case, and a charlatan, worst case.