Conservative - The objective is to maintain capital. Adjusted for inflation, investment returns may be very low or in some years negative in exchange for high liquidity and reduced risk of principal loss.
Moderately Conservative - The objective is to obtain a continuing income stream from debt and equity sources. In order to satisfy current yield requirements, an investor using this model should be willing to assume some risk of principal loss.
Moderate - The primary objective is to combine bonds for current income/portfolio stability and stocks for growth. An investor using this model should be willing to assume some risk of principal loss.
Moderately Aggressive - The objective is to accumulate wealth over time rather than current income. An investor using this model should be willing to accept the risk of price volatility and possible principal loss in some periods in seeking to achieve growth.
Aggressive - The objective is to achieve above average growth over time with income oflittle concern. An investor using this model should be willing to take more substantial risk in seeking to achieve above average returns. The investor should be willing to assume the risk of principal loss, the loss ofliquidity and a limited secondary market
Speculative - The objective is to achieve the maximum growth possible. An investor using this model should be willing to endure maximum risk and volatility. The investor should be :willing to assume the loss ofaU principal. the loss of all liquidity and a limited secondaiy market
