This Week’s Must Read

As a financial planner, one of the most common questions I am asked is “How much money should I have saved?” or “How far behind am I in saving for retirement?” My answer? It depends. Read the rest of the story.

When it comes to personal finance, honesty is the best policy. Be honest with banks, be honest with your family, but most of all, be honest with yourself.  It’s a frequent occurrence that people find themselves in financial trouble because they weren’t honest about their money situation. But recognizing the most common lies is one

The majority of Americans don’t think they are saving enough and are worried their savings won’t last as long as they do. Read the rest of the story.

Here are the situations in which an individual can collect Social Security, when, how much they can collect, and how they can do it. Read the rest of the story.  

In its 2016 Guide to Retirement, J.P. Morgan Asset Management included a powerful illustration of how compounding returns lead to huge differences between investors who start out young and those who wait until later in their careers before seriously saving. Read the rest of the story.

There’s still hope if you quit working when markets aren’t cooperating.  For the first time in about seven years, investors approaching retirement may be facing one of their biggest financial fears: retiring into a bear market. Read the rest of the story.  

Retirement is a major milestone that brings many life changes. One thing that doesn’t change for most people: the fear of running out of money. According to a recent survey from the Transamerica Center for Retirement Studies,the most frequently reported retirement worry is outliving savings and investments.Across all ages, 44% of respondents cited this concern,

The market has been lousy for the better part of a year. And unfortunately, the current tax season promises to compound the pain for many investors. Read the rest of the story.

Being ready to retire means more than being ready to stop waking up at 6:00 a.m. to put in long hours at a job you’re not thrilled about. If it were that simple, most of us would retire at 25. What it really takes to retire is a solid grasp on your budget, a carefully

Most investors are still reeling from the steep stock market drop that occurred in January 2016. The brief mini-crash of the summer of 2015 is probably still fresh in everyone’s mind. But, many of the market declines of the last eight years, including the stock market crash of 2008, are becoming faded memories. Certainly, they were hard