TRANSCRIPT FOR THE DECEMBER 26, 2015 “ON THE MONEY” SHOW

Hosts: Nancy Hecht, CFP®, AIF® and Joe Bert, CFP®, AIF® It’s an ask the expert Saturday morning on News 96.5. It’s good to have you with us on WDBO. In the studio with us this morning from Central Florida’s oldest and largest independent firm of certified financial planning professionals, the author of The Hecht Effect and A …

TRANSCRIPT FOR THE DECEMBER 26, 2015 “ON THE MONEY” SHOW Read More »

TRANSCRIPT FOR THE DECEMBER 19, 2015 “ON THE MONEY” SHOW

Hosts: Aaron Bert, CFP®, AIF® and Joe Bert, CFP®, AIF® Oh yes. Good morning. Central Florida’s oldest and largest independent firm of certified financial planning professionals is the Certified Financial Group in Altamont Springs, and they’re well represented this morning in the studio — On The Money with the Certified Financial Group, for like the last 25 …

TRANSCRIPT FOR THE DECEMBER 19, 2015 “ON THE MONEY” SHOW Read More »

Retirement: Pros and cons of fixed-index annuities

Forget stocks, bonds, ETFs and non-traded real estate investment trusts. The new flavor of the month these days for those hawking retirement products is something called a fixed index annuity or FlA. Consider: Sales of FIAs rose 14% to $38.7 billion in 2013 and another 24% to $48 billion in 2014, or about 21% of …

Retirement: Pros and cons of fixed-index annuities Read More »

Indexed Universal Life Insurance Faces Fresh Scrutiny

Regulators homing in on whether insurers are presenting a picture of performance that’s too rosy Financial advisers working with indexed universal life insurance are finding themselves in the middle of a heated battle between state regulators and the life insurance industry. In an otherwise sleepy corner of the product market, indexed universal life insurance has …

Indexed Universal Life Insurance Faces Fresh Scrutiny Read More »

Bestselling book’s financial promises don’t add up

Pamela Yellen’s New York Times best-seller, “Bank on Yourself,” made a splash by promising to help people build their wealth even as their investments were losing value. In the aftermath of the housing crash, the book seemed to throw a lifeline to consumers whose financial security was suddenly under threat and who were desperate for …

Bestselling book’s financial promises don’t add up Read More »

Indexed Annuities are a Safety Trap

The card that landed in mailboxes throughout central Illinois in early 2008 promoted “the most informative retirement workshop you’ve ever attended.” Pinnacle Investment Advisers, which had four offices in the area, was offering discussions of Medicaid planning, IRAs, and tax-efficient income over lunch or dinner. Bios of Pinnacle owners Susan and Tom Cooper mention their …

Indexed Annuities are a Safety Trap Read More »

Beware the “Missed Fortune” Sales Concept

Why you should beware Doug Andrew’s Missed Fortune I went downstairs this morning, poured a nice cup of coffee, opened my Sunday edition San Diego Union newspaper and there it was. A full quarter page advertisement promoting Doug Andrew’s seminar titled Now’s the Time to Convert Your IRAs and 401(k)s to Better Plans (While Tax Rates are …

Beware the “Missed Fortune” Sales Concept Read More »

Before You Go...

FREE

2021 ANNUAL TAX RECAP

GET YOUR

Schedule A Virtual Meeting From Anywhere In The World