CFG Planner Blog

Market fluctuation and 401k accounts: that combination right there is enough to make people want to move everything to cash and never look back. But here’s what the data actually

I’ve had probably eight or nine people ask me some version of the same question over the last couple of months: “How much should I really have sitting in cash?”

Market downturns, election cycles, housing crises, headlines that make you want to turn off the TV. No matter how many times you’ve been through turbulence in the financial sector, the

Most of what people believe about Social Security isn’t really strategy. It’s habit. The most common habit? Claiming at 62 because the money is sitting there and you’re eligible for

Risk tolerance is one of those phrases that gets thrown around a lot in financial conversations, but what it actually means for your situation is more specific than most people

Here’s something that got my attention when I was doing research on this: over the past 30 years, on average, 75% of stocks are down more than 5% at some

Inflation hit 8.9% in June 2022, and I watched clients who thought they had everything figured out suddenly scrambling to rethink their entire retirement picture. That’s what inflation does: it

So here’s something that I find really striking: more than three-quarters of Americans – 77%, to be specific – reported feeling anxious about their financial situation. And what’s really interesting

Something I have seen in my practice that’s really eye-opening: nearly 80% of folks have no plan in place for long-term care, and that’s pretty striking when you consider that

Losing a spouse is one of the hardest things a person goes through. And right in the middle of that grief, there are financial tasks that genuinely can’t wait. Not