CFG Planner Blog

Posted by Denise Kovach, CFP®, AIF®, NSSA® Things happen throughout the year that could have a big impact on your taxes, such as changing jobs, getting married, or retiring. Now is the time to ask yourself some questions in order to maximize any potential tax benefit and reduce any additional tax liability.

Posted by Nancy Hecht, CFP®, AIF® We were promised that the Affordable Care Act (ACA) would provide choice, innovation, lower premiums, and no need to change your Doctor. We have seen that this has not actually been the case. The biggest concern for many of us now is the insurance companies are dropping like flies.

Posted by Gary Abely, CFP®, AIF®, CPA “Have you and your child had a frank conversation about college costs and responsibility for payment of tuition, fees, books, room and board?” In the past, I would ask the above question to individuals attending my “Financial Basics for Life” workshop.  This workshop is designed to teach young

Posted by Nancy Hecht, CFP®, AIF® I am not a fan of leaving money with a company that you no longer work for.  You might be surprised as to how many former employees actually do this.  Here is another reason you may want to rollover that account to an IRA.

Posted by Nancy Hecht, CFP®, AIF® A generation or so back, many people retired with a pension, social security, and personal retirement savings. This is no longer the case. Hardly anyone receives a pension, we still have social security, but the personal savings rate is so low it is scary. A survey conducted in 2014 by

Posted by Denise Kovach, CFP®, AIF® Retirement planning is complex. There are so many moving parts that it can be a challenge to know if you’ve done enough. You run retirement calculators, rebalance your investment portfolio, and get a second opinion from an unbiased financial planner… all of which are positive. But here’s some other things you can

Posted by Gary Abely, CPA, CFP®, AIF® Exchange Traded Funds (ETFs) have become popular for their low cost and tax efficiency, but are they liquid and appropriate for your portfolio? As we enter the lower trading volume and often more volatile period of the summer months, it is an important question to ask yourself, especially

Posted by Gary Abely, CPA, CFP®, AIF® Even if you don’t need credit, your FICO score is still important to monitor.  A FICO score is used not only by creditors to evaluate your credit worthiness, but also by insurance carriers, landlords, and even employers.  Your score could impact your ability to land the job you

Posted by Nancy Hecht, CFP®, AIF® It is that time of year again, hurricane season. Each year, we prepare by stock piling water and canned goods, flashlights and batteries. What about your important papers? A little bit of water can cause a lot of damage. If your important papers are not protected, it is very

Posted by Judith Sanborn, CFP®, AIF® The first boomers turn 70 1/2 in July. Don’t give the IRS too much reason to celebrate.  When you hit this age, it is time to start taking a Required Minimum Distribution (“RMD”) from your IRA.  RMDs can be seen as confusing, so be sure to review these tips.