As you have certainly seen all over the news, Equifax, one of the three major credit bureaus, announced recently that it has suffered a data breach that may have affected 143 million US consumers. A data breach that has the potential to be the most consequential in history. Read the rest of the guide.
Special Update – Equifax Survival Guide Read More »
With today’s relatively generous $5.49 million federal estate tax exemption, estate planning is only a concern for the rich. Right? Wrong! In fact, regardless of your income or net worth, there’s one estate planning move you should probably make right now: check the beneficiary designations for your life insurance policies, bank accounts, brokerage firm accounts,
Make This Estate Planning Move Right Now: Check Your Beneficiary Designations Read More »
Of the 143 million U.S. consumers whose personal information was potentially exposed in the Equifax Inc. data breach, the wealthy could face their own particular set of vulnerabilities. Would-be criminals could use customers’ stolen names, Social Security numbers, birth dates and addresses—information exposed in the Equifax breach—to target those who may have bigger bank accounts, larger lines of
Equifax Breach Makes Targets of Wealthy Customers Read More »
This retirement cost is inevitable — and can be insanely expensive; Almost 70% of Americans turning 65 will need some form of long-term care Long-term care is something not all Americans plan for, or even think about, though they should. The numbers are overwhelming — an American turning 65 today has a 70% chance of
This retirement cost is inevitable — and can be insanely expensive Read More »
Cut spending, invest carefully, live simply — and comfortably Wish you could retire right now? Give up the rat race, embrace a life of independence, reduce your stress, and have more time for what you value most — your family, education, travel? That might seem like a fantasy but early retirement is within reach of
A 5-step plan; Cut spending, invest carefully, live simply — and comfortably Read More »
It’s harder than you think to spend down your 401(k) account in retirement; Hoarding retirement savings is a risk At a recent conference, retirement experts concluded that the lack of an easy drawdown mechanism in 401(k) plans was the major challenge facing the 401(k) system. Read the rest of the story. Have questions? We can
Hoarding retirement savings is a risk Read More »
Good news: Employees are starting to get serious about saving for retirement; Two recent studies show some workers are saving for retirement, after all! Read the rest of the story.
Getting Serious About Saving For Retirement Read More »
How to raise your kids to be frugal (but not too frugal); Parents should help their children strike a balance between frugality and spending. Click here for the rest of the story.
How To Raise Your Kids To Be Frugal But Not Too Frugal Read More »
I had been planning my retirement for years. I read all the literature about my pension and ran all the calculations. I reduced my spending. I got completely out of debt and even added a little padding to my savings. So why did I fear what is supposed to be the best time of life?
Your fear of retirement could be ruining it; How to stop ‘awfulizing’ retirement Read More »
It seems young people get blamed for everything these days. Millennials have been accused of killing marriage, home ownership, chain restaurants, diamonds, department stores, face-to-face interaction and pretty much every long, boring sporting event imaginable. Read the rest of the story.
7 real ways for millennials to save money (not by brownbagging and skipping Starbucks) Read More »
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