We are delighted to announce the latest addition to our team of 15 CFP® professionals with more than 400 years of combined experience at Certified Financial Group. Dave Balakrishnan, CFP®, AIF®, MBA, joined our firm in 2021 but just officially earned his CFP® designation in December 2023! Dave brings with him a wealth of experience, […]
If you or someone you know made a qualified charitable distribution (QCD) from your IRA in 2023, it’s important to report it when filing your taxes. However, it can be tricky to know how to do this, which is why we’re here to lay it out for you. In 2023, individuals 70 1/2 and older
How To File Your 2023 QCD Read More »
Recent developments in the world of cryptocurrency have brought Bitcoin exchange-traded funds (ETFs) into the spotlight. While these ETFs might seem like an exciting new way to invest in Bitcoin, there are important aspects to consider: Contradiction with Bitcoin’s Original Purpose: Bitcoin was created as a decentralized digital currency for online transactions. However, its adoption
Bitcoin ETFs: Opportunity or Risky Business? Read More »
With 2024 quickly approaching and New Year’s resolutions on the horizon, don’t neglect your finances. To make this even easier for you, we’ve outline some basic Do’s and Don’ts for 2024 that should help you on your journey to financial security. Do’s: Review Your Income and Deductions: Ensure that all your sources of income for
Your 2024 Financial To-Do (and To-Don’t!) List Read More »
(00:01): Hello (00:01): And welcome to On the Money right here on WDBO 1 0 7 3 FM AM five 80, always streaming us live in your very own WDBO app. This is Josh McCarthy sitting in studio with a team from the Certified Financial Group. We are so fortunate to be joined by Chris
What Planning Issues Should You Consider Before the End of the Year Read More »
For a full breakdown of 2024’s tax brackets and more changes to things like contribution limits, health savings accounts (HSA), Medicare premiums, and more, check out the link here: 2024 Annual Limits. The IRS has announced the official tax brackets for 2024. To adjust for inflation, they have widened all of the brackets, meaning you
Let’s Talk 2024 Taxes Read More »
The Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019 was a significant stride in altering the retirement landscape. The journey continues with SECURE 2.0, which encompasses further changes aimed at enhancing retirement savings and security for Americans. We’re going to break down the key provisions of SECURE 2.0, delving into how they
SECURE 2.0 and What It Means For You Read More »
Big changes are coming to Medicare Part D in 2024! If you’re enrolled in Medicare, pay attention during this year’s open enrollment period, from October 15 to December 7. Why? Because your Medicare health and drug plans might change in terms of cost, coverage, and provider networks. The U.S. Centers for Medicare and Medicaid Services
Important Changes To Medicare Coverage Read More »
Have you been keeping tabs on the federal government lately? It seems they’re inching closer to that October 1 (Sunday) deadline, and if they don’t sort things out, we might be looking at a shutdown. Not the best economic news for the near future, we’d say. But we’re pretty sure the talking heads will be
Government Shutdown Looms: Economic Uncertainty or Stock Market Opportunity? Read More »
Speaker 1: Information presented on this program is believed to be factual and up to date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but is limited to
Never buy life insurance on a child. True or false Read More »