Employer-Sponsored Plans

We design and manage retirement plans for corporations, not-for-profits, and government entities. We offer a distinctive combination of an SEC Registered Investment Advisor* and a state-of-the-art Third Party Administrator/Recordkeeper which creates The Certified Difference!®.

The Certified Difference!®

Certified Advisory Corp

An SEC Registered Investment Advisor*

delivers…

ERISA 3(38) Fiduciary Services
100% Revenue Sharing
Full Disclosure
Thousands of NO Load Funds*
Prudent Investment Process
NO Proprietary Products
CEFEX Certified

Certified Benefits Corp

A Third Party Administrator/Recordkeeper

delivers…

Morningstar® as co-fiduciary to plan participants
Daily Valuation
Open Architecture
Custom Plan Design
Customized Enrollment Kits & Statements
Customized Plan Sponsor Website

Managing Your Risk As An Employer

WE PUT IT IN WRITING! That is The Certified Difference!®.

There are two major risks that employers have when providing 401k programs to their employees. These issues are claims arising from Section 404(a) and 404(c) regarding plan expenses and employee education. These risks are:

Exposure from future claims by participants (or their families) that their 401(k) was not managed properly.
Exposure from future claims by participants that they were not given adequate investment advice.

Through its affiliates, Certified Financial Group mitigates these two major liability issues facing employers today. Acting as a fiduciary under ERISA, Certified Advisory Corp, an SEC Registered Investment Advisor, mitigates employer liability against 404(a) claims by plan participants. WE PUT IT IN WRITING!

And, as a provider of investment advice, Morningstar® Associates acts as co-fiduciary to plan participants. Through its affiliation with Certified Benefits Corp, a Third Party Administrator and Recordkeeper, Morningstar® Associates supports 404(c) compliance by offering employees in-depth education regarding their investment alternatives.

For more information, visit us at The Certified Difference. You can also contact us by clicking here.

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