Tomorrow’s 401(k)… Today!®
Central Florida’s First, Low Cost PEP Provider
As Central Florida’s only PEP Provider, Certified Financial Group offers cost-conscious organizations of any size in any industry access to establishing a 401(k) plan for their employees.
The Future of Retirement Savings
Once out of reach for many organizations due to cost or requirements, the newly debuted Pooled Employer Plans made possible by the SECURE Act allow any organization to establish a 401(k) plan for their employees for very low cost.
PEP Plans are only available through pooled plan providers, of which there are not many yet. It can also be difficult for employers to find reputable providers in the sea of new information that the PEP has brought with it.
At Certified Financial Group, we are passionate about the new PEP offering and its ability to help organizations provide an invaluable path to saving for retirement that to which they previously did not have access.
That’s the Certified 401(k) Plan and The Certified Difference®: it’s about you.
What is a PEP?
Similar to a Multiple Employer Plan, the Certified 401(k) Plan™ (our PEP plan offering) allows multiple, unrelated employers to participate in a single plan trust, achieving economies of scale typically only attained by larger plans. Through the SECURE Act, unrelated employers of any size can participate in a competitive and affordable plan – the Pooled Employer Plan (PEP) – reducing the administrative burden and mitigating fiduciary risk. The arrangement enables employers to outsource the primary fiduciary roles of the plan to industry experts.
New to PEPs? We love to help!
Schedule your no-obligation phone call with a Certified 401(k) Plan PEP advisor to have all your questions answered.