What is an UIO Plan, and should I be considering it?
Is an UIO Plan too good to be true? Check out the clip below from our weekly radio show On The Money where our CFP®s discuss UIO Plans.
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Life insurance is not for saving
Stop buying life insurance as a savings strategy. Stop buying it as a tax-deferral vehicle for retirement savings. Stop spending thousands of dollars a month on life insurance premiums, at …
Retirement: Pros and cons of fixed-index annuities
Forget stocks, bonds, ETFs and non-traded real estate investment trusts. The new flavor of the month these days for those hawking retirement products is something called a fixed index annuity …
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Be Wary of “Senior” Experts
Which financial adviser would you pick to give you advice on retirement: a planner with extensive training as a generalist or someone who claims special expertise in retirement issues? If …
Indexed Universal Life Insurance Faces Fresh Scrutiny
Regulators homing in on whether insurers are presenting a picture of performance that’s too rosy Financial advisers working with indexed universal life insurance are finding themselves in the middle of …
Indexed Universal Life Insurance Faces Fresh Scrutiny Read More »
Bestselling book’s financial promises don’t add up
Pamela Yellen’s New York Times best-seller, “Bank on Yourself,” made a splash by promising to help people build their wealth even as their investments were losing value. In the aftermath …
Bestselling book’s financial promises don’t add up Read More »
Indexed Annuities are a Safety Trap
The card that landed in mailboxes throughout central Illinois in early 2008 promoted “the most informative retirement workshop you’ve ever attended.” Pinnacle Investment Advisers, which had four offices in the …
Beware the “Missed Fortune” Sales Concept
Why you should beware Doug Andrew’s Missed Fortune I went downstairs this morning, poured a nice cup of coffee, opened my Sunday edition San Diego Union newspaper and there it was. …
