5 Tips for Financial Success in 2018

Are you ready to start your financial journey? Certified Financial Group has you covered! Read these tips from 5 of our 11 Certified Financial Planners to begin the path to financial success.

  1. Practice Mindful Spending – “Separate the things you want, vs. the things you need. This may sound like a rather standard practice, but for many of us the lines between wants and needs are blurred. A Certified Financial Plannercan assist you in defining your list of needs, such as shelter and a budget for food, versus your list of wants, like a luxury car.” – Nancy Hecht, CFP®, AIF®

  2. Up Your Contributions to Your 401(k) Plan or IRA – “First things first, are you contributing to your 401(k)? If not, speak with your human resource team and get started immediately. Contribute enough to get the entire company match amount. If you already have a 401(k), talk to your Certified Financial Plannerto see what percentage increase you can afford to make each year, especially if you are granted a pay raise.” – Roger Johnson, CFP®, AIF®

  3. Plan Ahead – “Short term goals, like purchase of a new home, and long-term goals like building your retirement fund, require separate types of planning. At CFG, we sit down and determine the cost of each goal, and what will be required to save over time to meet them. We also typically recommend that you start a separate savings account for each goal.” – Denise Kovach, CFP®, AIF®, NSSA®

  4. Check Your FSA – “When it comes to your Flexible Spending Account, you must ‘use it or lose it.’ Accounts like this are pre-tax and usually need to be used before the end of the year. Make sure you know when your money will expire, and if you aren’t using it, discontinue the account the next chance you get.” – Gary Abely, CFP®, AIF®, CPA

  5. Schedule a No-Obligation Consultation – “If you know you want a fresh financial start, but aren’t sure where to begin, you can meet with a CFP professional to lay out your goals and priorities. We help you to understand what we think would be the best plan of action for you, and if you choose to move forward, create a customized financial plan that aims to meet your specific goals.” – Aaron Bert, CFP®, AIF®

Click here for more information on our Certified Financial Planners™.

To set up a no obligation visit, call us at 407-869-9800 or complete this form.

Certified Advisory Corp offers Financial Planning and Asset Management.


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