Denise Kovach, CFP^®, AIF^®, NSSA^®

As a Certified Financial Planner^®, Accredited Investment Fiduciary® (AIF®), and National Social Security Advisor℠ (NSSA®), I’ve been helping people strengthen their financial health since 1998. My work centers on clear, comprehensive planning so you can make informed decisions and feel confident about the path ahead.

I provide retirement planning, investment planning, Social Security planning, distribution strategies, insurance planning, and survivor planning. At the heart of my work is making the investment world feel approachable and building a roadmap that gets you where you want to go. I’m grateful for my long client relationships that have allowed me to walk with families through different life stages.

I am a Florida native, originally from Clearwater, and earned a B.S. in Finance from the University of South Florida. I’m a past President and Chairman of the Board for the Financial Planning Association of Central Florida and remain an active member of the national chapter. You may have heard me co-host “On the Money!” or seen my financial insights featured in the Orlando Sentinel, Women’s Journal, WESH Channel 2 News, and Money Talks on “The Daily Buzz.”

In my spare time, I trade spreadsheets for open roads. I am always keen to discover new destinations, so traveling is definitely a passion! Most days off are spent with my husband, our friends, and families (including the 4-legged ones). Because giving back matters to me, I support several charitable organizations furthering the research of ALS and cancer, and aiding animals, to name a few.

My professional licenses and registrations include Life and Health Insurance and Variable Annuities licenses with the State of Florida.